Last updated: 13 July 2026
By accessing and using the emerald-pebble website and services, you agree to be bound by these terms of use. If you do not agree with any part of these terms, you should not use our services.
You may use this website for lawful purposes only. You agree not to:
Course enrollment is completed through our online form. Submitting an enrollment constitutes an offer to participate in the selected course. We confirm acceptance via email within 24 hours.
Course fees are stated in British Pounds (GBP). Payment is due before the course start date unless alternative arrangements have been agreed in writing.
You may cancel your enrollment and receive a full refund if notice is provided at least 14 days before the course start date. Cancellations made 7-13 days before the start date receive a 50% refund. Cancellations made less than 7 days before the start date are non-refundable.
You may reschedule to another available session without penalty if notice is provided at least 48 hours in advance.
We reserve the right to cancel or reschedule courses due to insufficient enrollment, instructor unavailability, or unforeseen circumstances. In such cases, you will receive a full refund or the option to transfer to another session.
The information provided through our courses is educational in nature. It is not intended as professional financial advice tailored to your specific circumstances. Individual results may vary based on personal situations, effort, and application of learned principles.
While our courses provide valuable knowledge and skills, we do not guarantee specific financial outcomes or results. Financial success depends on numerous factors beyond the scope of our educational content.
We strongly recommend consulting with qualified financial advisers, accountants, or legal professionals before making significant financial decisions.
All content on this website, including text, graphics, logos, and course materials, is the property of emerald-pebble and protected by copyright laws. You may not reproduce, distribute, or create derivative works without written permission.
Course materials provided to enrolled students are for personal use only. Sharing, copying, or distributing materials to non-enrolled individuals is prohibited.
Participants in our courses are expected to:
We reserve the right to remove participants who violate conduct expectations without refund.
To the fullest extent permitted by law, emerald-pebble shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our website or services.
Our total liability for any claims related to our services shall not exceed the amount you paid for the specific course in question.
You agree to indemnify and hold emerald-pebble harmless from any claims, losses, or damages arising from your violation of these terms or misuse of our services.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of external sites.
Your use of our services is also governed by our Privacy Policy and GDPR statement. Please review these documents to understand how we handle your personal information.
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Continued use of our services after modifications constitutes acceptance of the updated terms.
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these terms, contact us at:
emerald-pebble Financial Education
42 Stonegate
York YO1 8AS
United Kingdom
Email: [email protected]